The arrival of fall brings out the coupon books and cards that students and their families sell as fundraisers for everything from band and playground equipment to computers and student trips and other extras for their schools.

As Ms. Cheap, I love taking advantage of these money-saving deals, especially when I see that my modest investment of $20-$25 can not only pay off handsomely for me as I save on food and entertainment, but also help the schools, which can always use a little extra funding.

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